Automobile liability insurance Coverage if an insured is legally liable for bodily injury or property damage caused by an automobile. The Personal Automobile Policycar insurance women  (PAP) Bodily injury liability coverage: This pays for medical bills and lost wages. When other people suffer from bodily injury due to an accident caused by the policyholder’s car; then they can move to court to take legal action. In such a case, when a lawsuit is filed against the policyholder, the bodily injury liability coverage of the liability car insurance policy provides legal defense to the policyholder.car insurance new drivers and the Business Automobile Policy (BAP) cover the judgment awarded (up to the limits of the policy) and the court cost and legal defense fees. Experts advise against driving an automobile without automobile liability insurance as a matter of common sense, and because state laws require such a policy or evidence of financial responsibility. Passengers in automobiles should assure themselves that drivers are covered by this insurance.

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